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Save More Money on Home Improvement (Part II)

Yesterday we showed you <a title="Save More Money on Home Improvement (Part I)" href="https://www.atgstores.com/ourblog/save-more-money-on-home-improvement-part-i" target="_blank">four ways you can save money on DIY without cutting corners</a>, and today we’re going to finish up the list.</br></br>So far, we’ve covered how proper planning, materials substitutions and bargain shopping can save you money. What else could there be?</br></br><strong>5. Factor your “enjoyment quotient” into your materials costs.  </strong></br></br>How much are you really going to enjoy that DIY upgrade? How much longer will you be in your house?</br></br>These are valid questions when it comes to materials costs. Look at it this way: If you're planning to hang a piece of art where it won't be seen very often, are you going to buy the original or a print?</br></br><strong>6. When paint goes on sale …</strong></br></br>… find out whether there’s enough of it in stock to finish that big project you’ve been putting off forever.</br></br>Good paint is expensive, and when a decent color goes on sale you have to take a moment and consider whether you can live with <em>Verdant Garden</em> over the full-price <em>Vineyard Green</em> when there’s $1,000 in savings on the line.</br></br><strong>7. MDF is not the enemy.</strong></br></br>Medium-density fiberboard (MDF) and wood veneers are often thought of as better suited to college dorms and rumpus rooms than anything else, but in reality MDF wins over wood in many areas.</br></br>It’s cheaper, more sustainable and, in comparison with many soft woods, it’s also more durable. Sure, it’s not real wood, but that’s really only a bad thing when hardwood is an absolute necessity.</br></br><strong>8. Know your tax law.</strong></br></br>Let’s talk about the <a title="Forbes" href="http://www.forbes.com/sites/ashleaebeling/2013/10/24/a-costly-tax-mistake-homeowners-make/" target="_blank">capital gains tax exclusion and your adjusted cost basis</a>. If you’ve lived in your house for more than three years and you know you intend to sell, you can avoid paying tax on the accrued value of your home at the time of sale based on the value of the improvements you’ve made.</br></br>BONUS: If you have a home office or use your home as a rental property (e.g. like an Airbnb unit) you can make actual in-year tax deductions for home improvements and repairs.</br></br>It may seem like a lot to think about, but if you keep these eight tips in mind as you approach your home improvement projects you can end up saving a lot of money, now and in the future.
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